
ENRICO NENGGALA | mortgage broker
My Story
I'm Enrico, a mechanical engineer who spent years trading time for money. I love what I do, but I hated watching my savings chilling in the bank while I work 40+ hours per week. They should work harder than I am!During COVID, I became obsessed with investing. Like most 25 years old, I tried every investment vehicle I could get my hands on. Stocks, crypto, Fiverr, drop-shipping, you name it. Through trial and error, I realised that property was the most reliable way to build real wealth. So, I decided to apply the same analytical skills I used in engineering to property investing.Today, I help busy hardworking Australians build wealth through property and smart finance using logic. Not luck.

I recently completed my studies in Finance & Mortgage Broking to help others structure their finances smarter, not harder.
My mission is simple: make property investing approachable for everyday Australians who are too busy to figure it out alone.
Analytical, data-driven approach to investing
Real experience building property portfolio on average salary
Simple, practical solutions. No fancy financial jargons
WHAT I DO
Wealth doesn't come from earning more. It comes from structuring smarter. Whether you’re buying your first home, refinancing, or building an investment portfolio, I help you make confident, data-driven finance decisions.With an engineer’s eye for detail, I design clear lending and property strategies that actually make sense for busy Australians who want their money to work as hard as they do.

First Home Buying: Guidance through your first purchase, from deposit to settlement.
Refinancing: Find better rates and structure your loans for long-term savings.
Investment Structuring: Build a scalable portfolio using smart lending strategies.
Construction Finance: Secure funding for new builds, extensions, or knockdowns.
Bridging Finance: Smooth the gap between selling and buying your next property.
Whether you’re an engineer, Chef, Factory Worker or business professional, have solid income but your wealth isn’t growing at the same pace, I can help you change that.
I’ll show you how to structure your income, property, and lending so your money starts working harder than you do.

Personalised 1:1 strategy calls
Clear property strategy tailored to your income & goals
Full guidance from an ordinary employee who invests himself